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Need some extra cash? Klover gives you a $100 instant cash advance before you get paid. No credit check. No interest. No hidden fees. No payback period. The Product: Klover is the first cash app to give you access to your earnings early. Access a salary advance before you get paid. Sign up to earn money - even on the same day. It’s your money! Aside from instant cash, Klover also offers innovative budgeting tools to help you stay financially stable and protect you from expensive loans, lending, and overdraft fees. We like to empower you this way. Stop asking friends and family to borrow money. Stop waiting in long lines and dealing with employees who couldn’t care less. Borrow money from yourself instead. Buy now, pay later. Just use Klover for all of your rainy day money needs and get money now with a cash advance - never run short on cash again. Sign-up is as simple as downloading the cash app and logging in. No complicated paperwork, credit checks, excess fees, or hidden expenses are required. We don’t need your employer to sign up for an account, either. Buy now, pay later. We say yes when others say no - we approve more customers for a fast cash advance. Our Mission: It’s simple. Your data, your benefit. It’s your most valuable asset, why not use it to make money? How do we do it? We unlock these products and services by transparently leveraging your approved data to save you time and help you earn money. Our customers have already saved hundreds of dollars a year. We’ve revolutionized the cash advance playing field by offering an instant cash advance alongside other financial services like automated budgeting and saving tools. This is low-cost access to modern financial services that empower you. How Klover Works: Sign up in seconds Simply tell us a little about you, link your bank account, and verify your wage. We will never check your credit. Data opt-in Your data is your asset. Opt-in to our Truth in Data agreement, and begin using Klover’s suite of financial products. Get instant cash and tools Whether you’re taking a cash advance or checking your budget, Klover has your back. Access tools to improve your financial wellness and get instant cash whenever you need. No questions asked. Security: Klover uses the highest bank-level standards for encrypting all of your information. We never share your personal data. We use Plaid to link your bank account. Other Features: Points: Earn points to unlock more boosts. Redeem them in seconds!* - Scan receipts - Save money - Check your spending Introducing Klover+ Plus Credit monitoring included See your spending habits and projected earnings with the financial dashboard Oversee spending categories Build saving strategies Identify overspending areas Contact Us: Please reach out to info@joinklover.com with any questions or concerns. Klover is not affiliated with Clover, Dave, Daily Pay, FloatMe, Earnin, Empower, Possible Finance, MoneyLion, Brigit, Albert, Cleo, Branch, Even, or Cash App. *Disclaimer Klover does not offer loans. We are NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating employment you can access money you’ve already earned whenever you want to. Klover's advance service is free and doesn't have any interest or an APR. Klover's advance service does not require a minimum repayment time frame. Klover's advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Klover's advance service is not a contracted obligation to repay a loan. For more information please see Klover's terms and conditions: https://www.klover.app/terms-and-conditions. *Points cannot be redeemed for cash, only in-app features Klover's Privacy Policy: https://www.klover.app/privacy-policy

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